DFM have designed a number of bespoke default funds for pension clients,including a top 3 UK charity. In designing the new default fund for members we undertook an analysis of their membership base in order to establish the optimum risk/reward profile for the fund. In this particular instance, the asset allocation was too risky for the members, so we created a more optimised mix of asset classes in the new fund. Since adopting the new default fund this scheme has delivered better investment returns with vastly reduced risk.
Please contact us to discuss how we can analyse your scheme membership to ensure the members contributions are being invested in line with their risk/reward profile.