Actuarial Transfer Valuation projection

Saving for retirement is becoming an increasing priority for individuals. It is difficult for a person to survive on state pension benefit payments alone, and instead individuals rely on savings or private pension plans to ensure economic comfort during their retirement. To reflect this, there is an ever-growing market place in retirement services providers. Transferring of benefits is often irreversible, so it is paramount that individuals are fully informed about making that decision.

DFM can provide projected valuations for pension pots, and has worked for a number of pension trustees and individuals based in Guernsey to provide valuations for Retirement Annuity trusts (RATS). This is especially helpful in assessing the merits of transferring occupational DB schemes into a RATs scheme.